Privacy Policy

1. Who We Are

Brival Fin ("we", "us", "our") provides predictive analytics software for managing idle business capital. This policy applies to all data collected through our website, applications, and related services (collectively, the "Services").

2. Information We Collect

We collect information in the following ways:

• Information you provide: such as your name, email address, company name, and any details submitted through contact forms, lead forms, or account registration.
• Usage data: including pages visited, features used, timestamps, and general interaction patterns with our Services.
• Device and technical data: such as IP address, browser type, operating system, and device identifiers, typically collected automatically via cookies or similar technologies.
• Financial and business data: where you connect accounts or upload information for the purpose of using our analytics tools, limited to what is necessary to deliver the Services.

3. How We Use Information

We use collected information to:

• Provide, operate, and maintain the Services;
• Respond to enquiries and provide customer support;
• Improve, personalise, and develop new features;
• Send administrative communications, including updates and security notices;
• Send marketing communications where you have consented, with an option to opt out at any time;
• Detect, prevent, and address fraud, security, or technical issues;
• Comply with legal obligations.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis, we rely on one or more of the following: your consent, performance of a contract, compliance with a legal obligation, or our legitimate interests in operating and improving the Services.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to operate the website, remember preferences, and understand how visitors use our Services. You can control cookies through your browser settings; disabling certain cookies may affect functionality. Where required, we will request your consent before placing non-essential cookies.

6. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers and subprocessors who support hosting, analytics, communications, or payment processing, under contractual confidentiality obligations;
• Professional advisors, such as legal or accounting consultants, where necessary;
• Authorities or third parties where required by law, regulation, or valid legal process;
• A successor entity in the event of a merger, acquisition, or sale of assets, subject to equivalent privacy protections.

7. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods vary depending on the type of data and the context in which it was collected.

8. Data Security

We implement reasonable administrative, technical, and organisational measures designed to protect information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

Where information is transferred outside your country of residence, we take steps intended to ensure that appropriate safeguards are in place, consistent with applicable data protection requirements.

10. Your Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the processing of your personal information, to object to certain processing, and to request a copy of your data in a portable format. You may also have the right to withdraw consent at any time where processing is based on consent. To exercise any of these rights, please contact us using the details on our Contact page.

11. Children's Privacy

Our Services are intended for business use by adults and are not directed at children. We do not knowingly collect personal information from children.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties, and we encourage you to review their policies directly.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Material changes will be indicated by updating the effective date at the top of this page or by other appropriate notice.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via our Contact page.

This document is a general template provided for informational purposes and does not constitute legal advice. Brival Fin recommends consulting a qualified legal professional to ensure this policy accurately reflects actual data practices and complies with applicable law.